About Me


It’s 2018. I’m 35 and I plan to leave the rat race behind within the next 10 years.

I grew up in a slightly below average family. I have a really hard-working dad, whom I got most of my values from. He built the family from the ground up. No debts. Home fully paid for. Funded my education. All with an average monthly salary never exceeding S$3,000. My mom is an average housewife, occasionally did some baby sitting and some odd jobs here and there. That’s about it. I had no silver spoon in my mouth and it’s my responsibility to take care of them now.

I’m no businessman. I’m too risk adverse to drop everything and go start a business — not with so much on my shoulders.

Not to say I have not tried starting an online business, which I did and achieved some small results. In fact, I believe that if I were to go full-time at it, it has the potential to grow. But will it grow to overtake the salary that I’ve built up all these years? I honestly don’t know but I’m willing to try, as long as it doesn’t jeopardize my current plans. I know this could be holding back my freedom but that’s the way it goes for a single child supporting 2 aging parents, a wonderful wife and planning for kids in the near future.

The plan now is to build up enough assets, my money making machine, so that one day, it will generate enough to fully fund my family’s lifestyle. At the same time, I hope to do my part in raising awareness of the consequences of over-consumerism — both to the environment and to ourselves.

This blog is meant for those who have perhaps come to the same realization that they need to find a way out of the rat race while time and health are still by their sides, but they do not know where to start.

What this blog won’t be, is talk about how to analyze stocks. There are plenty of sites out there for that.

Do not take what I put here as investment advice though, because you wouldn’t just take the advice of any stranger would you? You make up your own mind on what you are willing to risk your hard-earned money for.

But do take advice on this: I believe freedom before 50 is possible.

All we have to do, is to take control of our lives and manage it with intention — just as a CEO would for his company.

There is a way out of this mess, and you don’t have to be Warren Buffet to make it there.


-Mr L.C.